Serious Illness

Serious Illness cover is designed to pay a lump sum to the policy holder or their beneficiary on the diagnosis of a serious illness.

The list of covered illnesses are extensive and comprehensive.

Serious Illness cover is often linked with a life assurance policy but it is also available on a ‘stand alone’ basis.

You can recover fully from your illness and still retain the amount ‘paid out’ by the policy.

However, where it is a combined ‘Life & Serious Illness Policy’ and a claim has been made and paid by the assurance company in respect of a ‘serious illness’, on the death of the insured no further benefit is payable to the insured party under the terms of the policy.